catalog/controller/extension/module/sagepay_direct_cards.php

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<?php
class ControllerExtensionModuleSagepayDirectCards extends Controller {
	public function index() {
		if ($this->config->get('module_sagepay_direct_cards_status') && $this->config->get('payment_sagepay_direct_status') && $this->customer->isLogged()) {
			$this->load->language('account/sagepay_direct_cards');

			$data['card'] = $this->url->link('account/sagepay_direct_cards');

			return $this->load->view('extension/module/sagepay_direct_cards', $data);
		}
	}

}